I am buying a place, and I just got a raise. Can I use my raise to qualify, even if it does not go into effect for another month?

I would check with the specific lender, but they should let
you. They will ask for an employer’s letter, detailing the new raise and when
it goes into effect. Also, they will want to see at least 1 paystub, and some
lenders may want to see 2 paystubs (to cover 30 days).

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