Do you recommend making additional payments to your mortgage, above the required mortgage payment?

I would recommend the bi-weekly option. It offers a lot of benefit. If you cannot do that, I
certainly recommend making additional payments. You can always send extra money
and have it applied towards the principal. If you are going to send additional
money, I would suggest sending a second check, and putting the words, “apply
towards principal” under the Memo line of the check.

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