Do I need to notify the county that I am still the homeowner if I refinance?

No, you do not need to do it. The settlement company will
handle that, when they record your new deed. The deed is recorded after the
standard recession period. When you refi, you have to wait 3 days for the loan
to fund. Sundays and Holidays are not counted. If you refi  an investment home, there is no recession
period.

You can use the following link, to look up deeds in Maryland.

http://www.mdlandrec.net/msa/stagser/s1700/s1741/cfm/index.cfm?CFID=33034998&CFTOKEN=10404427 

 

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